Description Mobilink Microfinance Bank Latest Jobs In Multan 2022
On this page, we provide information regarding Mobilink Microfinance Bank Latest Jobs In Multan 2022 Online applications are being invited and looking for candidates for the multiple positions based in Multan.
Job Details Mobilink Microfinance Bank Latest Jobs In Multan 2022
Implement the approved sales/service plans to achieve growth objectives of bank by agreeing micro level sales/service delivery plans with BM/RM.
Sells products by establishing contact and developing relationships with customers as per defined SOP of the bank.
Achievement of Targets/Objectives of sales in assigned areas with best ethics and moral practices by following SOPs
Ensure target achievement through genuine sale by avoiding family loaning, activist base lending and adjustment lending.
Make business of company profitable through sales of loans and enhancement of number of customers by following SOPs of the bank.
Marketing of company products and make strategy in this regards
Aptitude for persuasion and negotiation
Identifies business opportunities by identifying prospects and evaluation of position of the industry.
Evaluation of customer’s profile by adopting of five C’s of credit.
Dissemination of terms and conditions of the products offered by the customers.
Ensuring on track performance by conducting physical verification of the prospective clients.
Ensure proactive collection, perusal timely repayment of loans by communication with clients and ensuring hundred percent collections of loans by following SOPs of the bank
Extra care must be taken while handling of customers legal documents to avoid any misuse.
Guide customers to deposit their loan repayments at cash counter only.
Avoid cash handling of any customers of the bank while performing RO function however in case of collection from field proper strict compliance of collection manual must be ensured.
Preparation of weekly field activity planner and deviation marking in consultation with LM.
Ensure Monthly/Quarterly meeting of customers as per defined products program.
Conduct loan booking in strict compliance with bank’s policies, procedures, ethics, and standards.
Ensure continuous review of product and services related knowledge and recommend areas of improvement through personal/client feedback.
Conduct market assessment/research to identify selling possibilities and new markets / areas and review the existing market / areas for final decisions in consultation with line manager.
Meet internal service standards and ensure no service related complaints are received from customers by following bank fair treatment of customer
Eligibility Criteria
Education
Hold a Bachelor’s degree
Developing and sustaining long-lasting relationships of the bank with customers
Report cases with the intent of fraud or prospective loss to the bank by internal or external customers in any form to his line Manager/HOD.
Ensure compliance of bank products SOPs and SBPs rules and regulations to safeguards the reputation of the bank to avoid any financial, operational and market loss by adopting internal control standards in true letter and spirit.
Required Skills
Proficient in MS Office
Sound communication and interpersonal skills
Product and process knowledge
Convincing and selling skills
Negotiation skills
Client Relationship
Meeting sales goals
Motivation for sale
Credit need assessment/client appraisal
Collection management
How To Apply
Interested candidates are advised to apply online at the portal of MBBL
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